Talkere — Terms of Service

1. Introduction

Welcome to Talkere (\"we\", \"our\", or \"us\"). These Terms of Service (the \"Terms\") govern your use of our website https://talkere.com (the \"Website\") and any related digital services offered by Talkere (collectively, the \"Services\").

By accessing, registering, or using our Services, you agree to be bound by these Terms, our Privacy Policy, and Refund Policy. If you do not agree with any part of these Terms, please discontinue use of our Services immediately.

2. Eligibility

To use our Services, you must be at least 18 years old or have the consent of a legal guardian. By creating an account, you represent and warrant that the information provided is true, accurate, and complete. You agree to update your account information as necessary to maintain its accuracy.

3. Account Registration

Certain Services may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Talkere will not be liable for any loss or damage arising from unauthorized use of your account due to your negligence.

4. Services Offered

Talkere provides a wide range of digital services, including but not limited to artist promotion, music distribution, brand management, licensing, publishing, and digital marketing. Service descriptions, features, and pricing are available on our Website and may change from time to time. Each engagement may be governed by a separate Service Agreement outlining scope, deliverables, timelines, and fees.

5. Payments and Billing

All payments for Services must be made using one of the approved payment methods: bank transfer, Wise, debit/credit card, Paystack, or Flutterwave. Prices are listed in Nigerian Naira (₦) unless otherwise specified.

By making a payment, you agree to pay the full amount due for the selected Service. We reserve the right to suspend or terminate Services if payment is not received in full. Any taxes or duties applicable to your purchase are your responsibility unless stated otherwise.

6. Refund Policy

Refunds are handled in accordance with our Refund Policy. In summary, refunds are available only for digital service errors directly attributable to Talkere and must be requested within 30 days of purchase. Please review the Refund Policy for the full procedure and eligible scenarios.

7. User Conduct

You agree not to use our Services for any unlawful purpose or in any manner that may cause harm to Talkere, its users, or third parties. Specifically, you must not:

• Interfere with the security or functionality of the Website;
• Transmit viruses, malware, or harmful code;
• Use the Services to infringe on any third-party rights, including copyright or trademark rights;
• Engage in fraudulent, deceptive, or misleading activities;
• Attempt to access accounts, systems, or data that you are not authorized to access.

8. Intellectual Property

All content, trademarks, logos, software, and intellectual property appearing on Talkere’s platform are the property of Talkere or its licensors. You may not copy, modify, distribute, create derivative works, or reproduce any part of the Website or Services without our prior written consent.

Clients retain ownership of their underlying creative works unless otherwise assigned in a written Service Agreement. By submitting materials to Talkere, you grant us the limited licenses necessary to perform the Services (as described in your Service Agreement).

9. Limitation of Liability

To the fullest extent permitted by law, Talkere shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our Services, including but not limited to loss of profits, data, or goodwill.

In any case, our total liability shall not exceed the total amount paid by you for the specific Service giving rise to the claim.

10. Dispute Resolution

In the event of a dispute, both parties agree to first attempt to resolve the issue amicably through negotiation. If such negotiation fails, the dispute shall be referred to mediation or arbitration in accordance with the Arbitration and Conciliation Act, Laws of the Federal Republic of Nigeria.

The decision of the arbitrator shall be final and binding. Proceedings shall be conducted in English, and the venue shall be within the jurisdiction of the Federal Republic of Nigeria.

11. Termination

We reserve the right to suspend or terminate your account or access to our Services at any time if you violate these Terms, misuse our platform, or engage in any fraudulent or harmful behavior. Upon termination, your right to use the Services will immediately cease. Termination does not relieve you of any payment obligations incurred prior to termination.

12. Privacy and Data Protection

Your privacy is important to us. The collection, use, and protection of your personal information are governed by our Privacy Policy. By using our Services, you consent to the processing of your data as described therein.

13. Amendments to the Terms

Talkere reserves the right to modify or update these Terms at any time without prior notice. Any changes will be posted on our Website, and your continued use of our Services constitutes acceptance of the updated Terms. Material changes will be communicated via email where practicable.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

15. Contact Information

For any questions, concerns, or legal inquiries regarding these Terms, please contact us at: